Create True Wealth.
Bringing it all together is what sets us apart.
Our clients know they can count on us to handle their financial situation, protect their personal information, and streamline the entire process. We guide you through strategies that foster trust and communication and encourage intentional decision making.
We’re not just advisors. We’re your partners. We promote an encompassing relationship that builds trust and inspires confidence in everything we do.
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Our Services
What Callaghans for Financial Planning does
Highly complex needs can require sophisticated solutions. Our private clients get highly customised service and the support they need.
We see your whole family as our client, providing support; strategically, holistically and purposefully. We don't only work with heads of families, we enjoy working with family members of all ages.
We create customised investment portfolios that reflect your family’s vision and values and ensure your assets are held within the right entity structures to maximise your wealth position.
Callaghans focus on creating effective investment strategies suited to your financial goals and needs. We look at where you are now and where you want to be.
Prepare for tomorrow, make the most of today. Advice to assist you to transition smoothly from working life to enjoying retirement.
At Callaghans we strongly believe, protect what you have now, before you consider anything else! We assist you to identify the risks, determine the most cost-effective solution and implement a risk management program which has been tailored to suit you.
We’ll work with you and your solicitor to ensure you have the right structures in place to protect your legacy for future generations.
Superannuation is an important consideration for all Australians. No matter what stage of your life you’re at, investing in Super as early as possible reaps the greatest rewards as your money works for you over time. At Callaghans we ensure we stay abreast legislative changes and proactively manage your superannuation investments and available strategies.
What to expect from you first financial planning appointment
Ongoing Financial Planning Packages
Starting from $250 + GST (per month)
Services included
- Management of financial strategies
- Investment management
- Cashflow analysis
- Needs analysis & Insurance Advice
- Annual Strategy Review
- Access to a strong referral panel of mortgage brokers, accountants & legal professionals
- Half yearly market updates and regular portfolio reports
Starting from $250 + GST (per month)
Services included
- Retirement Planning
- Management of financial strategies
- Investment management
- Tax planning
- Cashflow & pension advice
- Legacy planning & solicitor referral
- Annual strategy review
- Half yearly market updates and regular portfolio reports
Starting from $420 + GST (per month)
Services included
- Additional Entity Advice & Planning
- Tax effective solutions
- Strategic Property advice
- Defined benefit advice
- Geared investment strategy
- Management of financial strategies
- Investment management - Multiple portfolios
- Cashflow analysis
- Needs analysis & Insurance Advice
- Annual Strategy Review
- Liasing to a strong referral panel of mortgage brokers, accountants & legal professionals
- Quarterly market updates and regular portfolio reports
Starting from $800 + GST (per month)
Services included
- Management of financial strategies across entities
- Investment management- Multiple portfolios
- Cashflow analysis
- Needs analysis & insurance advice
- Bi-annual strategy reviews
- Liaising to a strong referral panel of mortgage brokers, accountants & legal professionals
- Quarterly market updates and regular portfolio reports
- Inter-generational Advice
- High Net Worth (HNW) strategies
- Complex tax solutions
- Strategic property advice
- Defined benefit advice
- Management of financial strategies across entities
- Discounted future financial plans
- Multi Entity Advice & Planning
Work with us to find the right plan for you.
Services included
- Contact us for a tailored plan.
Starting from $250 + GST (per month)
Services included
Starting from $250 + GST (per month)
Services included
Give us a call for an appointment for us to run through your current financial situation and areas of opportunity.
Financial Planning FAQ's
If you are facing challenges in relation to financial decisions that are beyond your personal level of expertise and experience to deal with: decisions such as financial management of your cash resources; the best way to protect your wealth accumulation process – and to protect your family; ensuring that your wealth will be adequate for your needs as they arise (needs such as retirement, asset replacement or maintenance and even estate bequests); ensuring that any debt or gearing facilities are structured in a strategic way so as to minimise their cost to you – a Financial Planner will be of assistance to you.
At the least, taking the time to engage in a no-obligation consultation to ensure that your decision as to whether to engage a Financial Planner or not is made with the best available information.
Callaghans has a Financial Health Checklist that will help you to identify if a financial planner could be of assistance to you: Contact us to request that a copy be sent to you on an obligation-free basis.
A financial planner can assess your available resources – and your investor risk profile – and, from a clear understanding of your stated financial needs, goals and objectives, compile advice through documented recommendations. They will take all reasonable steps to ensure that you in turn understand the financial plan, explaining how it brings all of the elements from your personal situation together; and the level of confidence you can enjoy, as to the likely level of attainment of your financial independence.
This is done through a statement of advice that establishes a roadmap for the future and then through ongoing reporting and services engagement that will provide you with scheduled, regular reviews of progress towards your goals, will best be settled after you have your initial meeting with a trusted, experienced financial planner.
A Financial Planner is a professional services provider who works with clients with the aim of helping them to achieve their financial goals within the time frame specified by the client – and optimising the utilisation of the resources accessible by the client.
A good Financial Planner will be appropriately qualified, experienced in a relevant range of advice services and able to demonstrate that he/ she has listened to their client, understood the needs and able to provide solutions to the needs, goals and aspirations of the individual client. They will back that service up with ongoing services that show they care about the clients’ financial well-being (and peace of mind).
Because financial planning covers so diverse a range of matters, you are likely to be able to benefit from advice from an experienced financial planner as soon as a key lifetime/ financial event occurs.
Key lifetime events include: starting employment (first time; or a change); moving out of your parent’s home; buying a property; entering or exiting a relationship (personal or business); starting a family; and retirement.
Key financial events include: starting a regular income (wages, rent, dividends etc); taking on debt; receiving an inheritance; and, benefiting from a capital gain.
The value of consulting a financial planner is less about the amount of money involved than it is the outcomes required – and the complexity of the path to attainment.
Book an appointment today
