Financial Planning Association of Australia Giveaway

Financial Planning Association of Australia Giveaway

It’s Financial Planning Week!   As part of the celebrations the Financial Planning Association of Australia is giving you the chance to win $5,000!     What would you do with $5,000?   To enter simply click here and tell them in 100 words or less how the money will help you with your future […]
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Michael Williams Memorial Movie Night 2017

Michael Williams Memorial Movie Night 2017

  You’re Invited!   Palace Electric Cinema 2 Phillip Law St, Canberra ACT   Friday 29th September 2017 Arrival 5:45pm for 6.30pm start   $50 per person Pre-movie Drinks+Nibbles+Ticket   RSVP: Mon 18 September 2017 Allison.Maniatis@callaghans.com.au   If you are unable to attend on the night, you can still make a donation to this great […]
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Callaghans Michael Williams Charity Race Day 2017

Callaghans Michael Williams Charity Race Day 2017

Join us for the inaugural Callaghans Michael Williams Charity Race Day on Sunday 19 November 2017.   A three course meal and beverages will be served in the Rich Reward Room for an afternoon of racing and fun! The day will be used to raise much needed funds for Bowel Cancer research in honour of […]
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4.69% EOFY Car Finance Special

4.69% EOFY Car Finance Special

Or 3.99% on all qualifying Energy Efficient Motor Vehicle!!!     Thinking about Novated lease, Chattel Mortgage/ Equipment Loan for a motor vehicle between $35,000 and $100,000? Now is the right time with great interest rates!!! Contact the Callaghans Lending Specialist on 02 6256 6000 or request for a call back. **This offer is only […]
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Salary Packaging for IT Contractors

Salary Packaging for IT Contractors

How to Get the Best from Salary Packaging for IT Contractors   Salary packaging (with the goal of reducing taxable income and therefore tax payable) is governed by the Fringe Benefits Tax (FBT) system.   FBT acts to impose tax on benefits that are provided to employees in lieu of cash.  The benefits are valued […]
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Superannuation Reform 2017

Superannuation Reform 2017

What you need to know There are some important changes coming to superannuation in 2017. The changes improve the fairness, sustainability, flexibility and integrity of the superannuation system. What are the changes? Introducing the transfer balance cap From 1 July 2017, there will be a $1.6 million transfer balance cap on the total amount of […]
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Income and Insurance

Income and Insurance

How long do you think you could survive on a zero income before needing to sell your assets? Are our priorities right? A survey undertaken by Lifewise found that 83% of Australian car owners insure their cars. However, only 31% of Australians insure their income. These statistics are quite alarming considering that 20% of mortgage […]
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Get fast vehicle, plant & equipment financing

Get fast vehicle, plant & equipment financing

Get fast vehicle, plant & equipment financing. As your Business grows, so does your need to add or upgrade assets to keep up with its growing demands. Your business may require certain specialised equipment, and over time those items will need to be replaced. Whether it is a car or even specialised machinery, we can […]
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Michael Williams Memorial Golf Day 2017

Michael Williams Memorial Golf Day 2017

On behalf of Callaghans, you are cordially invited to the Michael Williams Memorial Golf Day. Please join us for a day on the green to raise money for Bowel Cancer Australia. THE FEDERAL GOLF CLUB, GOWRIE DRIVE, RED HILL Friday, 10 February 2017 Time 11:00am – BBQ Lunch 12:30pm – Shotgun Start Following the golf […]
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Top 10 End of Year Tax Tips

Top 10 End of Year Tax Tips

  1. Take advantage of the Governments small business write off for all assets purchased for less than $20,000. 2. Receive the Government Co-Contribution benefit, note you must be working, and must meet an age test however if you earn less than $50,454 (or less than $35,454 for you to receive the full $500 benefit […]
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Callaghans Asset Finance

Callaghans Asset Finance

Callaghans can assist clients with financing cars, commercial vehicles, plant and equipment, motorcycles, etc. Currently, we use two lenders for asset finance: Macquarie Leasing and CBA. Interest Rates are as low as 4.99% and 4.49% respectively. We are able to arrange novated leases, chattel mortgages, CHPs and consumer loans. The online application is quick and […]
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Are you adequately insured?

Are you adequately insured?

  Change can happen in an instance. People’s lives and personal circumstances can change in an instance. And if the unexpected were to happen, would those who are left behind be protected financially? In Australia, studies have shown that when asked the question of ‘do you want your family to be financially worse off, better […]
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Gearing and details on Negative Gearing

Gearing and details on Negative Gearing

Gearing simply means borrowing money to buy an asset. In the case of property, you have taken out a loan to purchase a property. Negative gearing means that the interest you are paying on the loan is more than the income. As a result, you are making a loss. Neutral gearing means that the interest […]
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2016/17 Federal Budget Brief

2016/17 Federal Budget Brief

  1.      Catch-up concessional superannuation contributions Individuals with a superannuation balance less than $500,000 will be allowed to make additional concessional contributions where they have not reached their concessional contributions cap in previous years, with effect from 1 July 2017. Amounts are carried forward on a rolling basis for a period of five consecutive years, and only unused amounts accrued […]
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Explainer: Income Protection Insurance

Explainer: Income Protection Insurance

Insurance for something you can’t see or touch, such as your income, may seem strange. But how would you pay your mortgage if you were unable to work? When considering insurance, it’s common for people to pass it off as a pesky added fee involved in owning a car, running a business or protecting a […]
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Market volatility update

Market volatility update

Overview Global stock markets have had a volatile start to 2016, with most markets recording losses over the first weeks of the year. Falls in global stock markets were prompted at the start of this year with some weaker manufacturing data in China and the US, and political tensions between Saudi Arabia and Iran. What’s […]
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ATO cracks down on utes after helping make Hilux a best seller

ATO cracks down on utes after helping make Hilux a best seller

There's a rumour swirling from the Australian Taxation Office that its employees like to go to weekend footy
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What Comes First: The Property Or The Loan?

What Comes First: The Property Or The Loan?

It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position
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